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Real Estate Tips
Financing Your Home >The Loan Application

When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.

Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.

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Real Estate Trivia
Q 
Where is the world's longest spiral staircase?

A 
The White County Coal Mine in Carmi, Illinois has a spiral staircase that measures 1,103 feet and has 1,520 steps.
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The Montague Group, REALTOR®, real estate agent and broker for Waldorf, Southern Maryland and Andrew AFB, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Montague Group
Montague Group

2670 Crain Highway, Suite 300
Waldorf, MD 20601
301-442-0154
Fax: 410-414-2585
MontagueGroup@NUMBER1EXPERT.com




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